I work for a municipality, we didn't get a cost of living raise this year.
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Going into March of this year, I was way ahead of track to have my best financial year ever at 45yrs old. I have had some really good ones in the past. That all went down the tubes with everyone's favorite virus BS. I do get paid a salary but the bulk of my income is on commissions and bonuses which all pretty much went away so nothing this year. Probably bottom 3 of my earning years in the last 20.
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