Debt collector question.

[texansfan]

You won't win with this guy. He needs to admit prices are high because too many people who choose not to work get it for free. It's not complicated.

Prices are high because it costs a MD almost $700k to get that MD behind his name.
$260k 4 years at Rice majoring in neurobiology then
$410k 4 years medical school at Tulane

That's only to get the letters
Then you need training
Then you want to open your own practice which has all the business startup costs.

You can be a million in the hole before you see your first paying patient.

The price of tuition at Rice and Tulane has nothing to do with Obamacare.
Nothing.

If I paid $700k for an education you better believe I want the big bucks so I can pay off my loans.

[texansfan]

If someone can make $75 an hour overtime on a oil rig,
How much do you think someone should get paid to workovertime putting two stints in your heart at 3am to save your life?

$150 an hour?
$500 an hour?
$5000 an hour?

[texansfan]

Any of y'all fly planes or work on them?
If you do then you'll know that a carburetor or a piston for a little Cessna (say a Continental O-200) well cost about ten times what it would cost for your Honda accord.

Why is that????

[CoolHandLuke]

And someone has to pay texansfan's salary...[emoji12]

[Froggy]

I thought this thread was about offering Goldeneagle some advice on how to deal with a debt collector.

I swear some of you guys would argue with a stump.

[texansfan]

And someone has to pay texansfan's salary...[emoji12]

Just like $4 gas is needed to keep half of tbh employed.
I don't complain.

[texansfan]

I thought this thread was about offering Goldeneagle some advice on how to deal with a debt collector.

I swear some of you guys would argue with a stump.

You're right.

https://creditboards.com/forums/index.php?showforum=39

Golden eagle. Use the above link and read a few posts.
There is a post there that is a step by step guide on how to either not pay the medical sent at all, or have the collection agency/medical provider settle with you.

I've shared that with a few friends and it had surprisingly worked for them.

[double bogey]

This is not on topic with the op's question, but here was my scenario, and my opinion is the hospitals raise costs, because the insurance companies pay less, and the hospitals raise costs, and the insurance companies pay less, ad infinitum.

My example: Major spine surgery to remove a tumor, 10 days later, remove kidney. 15 rays in neuro intensive care, 12 days in standard hospital room. About 2 months later I recieved a bill. $658,000. Insurance company paid $240,000. I owed $2400. which i didnt have, have been paying the hospital as i can, and they seem satisfied. Our max out of pocket is $5k, but we didnt get near it, and i aint arguing about it.

Now, this seems excessive, but everyday i thank the lord that my wife had good insurance, (i am self employed) and not the plan that was available with a $10k deductible, (cheaper). I dont even want to know the max out of pocket on that one.

I shudder to think of the care i would have been given if i didnt have good insurance, or no insurance. Most likely i would be in a wheelchair because my spine collapsed waiting on surgery, or i would be dead from the cancer waiting for treatment. I personally knew 3people who died waiting for treatment at the county hospital, all with treatable cancer, due to no insurance.

[OS_BRANDON]

I spent 200 dollars one time just to get called a week later stating I now owed 300. Never again. I always ask them to send me an email and they usually leave me alone.


Sent from my iPhone using Tapatalk

[Goldeneagle]

So you didn't want a doc to check how your incision was doing?
If your incision had turned green or you got c. diff. because of that open wind in the hospital I'd bet you'd be singing a different tune.

I got a $4k bill because my daughter fell and busted her lip.
Bedded one stitch.
That was $4k for one stitch.
My insurance paid it but I want going to have my kid bleed out because I'm haggling over a medical service.
Now when THAT happened I was calling every surgeon I knew for a recommendation.
Unfortunately I don't know anyone in plastics so I needed to call that one in.

But luckily a buddy of mine knew someone that knew someone THAT KNEW SOMEONE that deals in cleft palates and he did it.

So is Obama care to blame for that doc charging you $500 for that post op beside visit to check on the health of your wound?

Your something else ain't ya. That doc was NOT checking my incisions! She was showing the interns where this procedure was performed. Nothing else. The nurse was the one keeping an eye on it. SMDH.

[More Liberty]

I'm tired of quoting
This is exactly the reason why we need Obama care
Some people in our society can't afford to pay a $2800 medical bill so they stiff the medical provider until they feel like paying them
Often times, as evidenced by this thread, they only want to pay 40% off what the doctor charges for his services.

Bottom line is, if you can't afford to pay or don't want to pay the rate that doctor is charging, don't get the service or find another doctor.

You may think that Bill is high but how much time has the doctor's office staff had to spend trying to run the guy down and collect their money?
All the while salaries need to be paid and office rents need to be paid.

Yah the guy had insurance, but he knew insurance only covered 80%.
He was responsible for the other 20% and he knowingly dipped out on that Bill.

Like you get a 50% of coupon at a restaurant,
Know you don't have any money
Sit down & eat
Then present the coupon for half off and say I'll pay you in monthly installments.

I bet none of you will side with the doctor or hospital.
But it's clear as day this guy didn't have the money to pay and still accepted medical services that were rendered.

See, this is one of those "hypothetical" y'all talk about.
Y'all don't want to admit it's not just illegal aliens that are running out on $2800 medical bills
It's the guy you share a campfire with too.

You are aware that Obamacare has been law for almost 8 years.

[Goldeneagle]

You are aware that Obamacare has been law for almost 8 years.

Don't remind me. Cost went up and coverage went down. That's always good for the blue collar working man.

[Uncle Saggy]

Any of y'all fly planes or work on them?
If you do then you'll know that a carburetor or a piston for a little Cessna (say a Continental O-200) well cost about ten times what it would cost for your Honda accord.

Why is that????

That would be called insurance

[texansfan]

You are aware that Obamacare has been law for almost 8 years.

https://cysticlife.org/QuestionsProfile.php?id=1717

You know anyone with a kid that has cystic fibrosis?
Part of the treatment is a $20k vibrating vest.
This vest was $20k before Obamacare came along.
This vest was developed using us govt funds but then turned around and sold for individual profit.

You guys are acting like obamacare all of a sudden made $20k vibrating vests or $200k immunotherapy cancer care treatments.

Illegal alien kids don't get $20k vibrating vests nor do their dads get $100k chemotherapy treatments for prostate cancer.
Google the cost of Provenge

I'm not saying illegals don't get free stuff from our healthcare system, I'm saying a family that may have paid in $18k in premiums may pull out over $1M in services via a kid that was born premature and spent a few weeks in NICU then the dad needed to be treated for prostate cancer is what drives up the cost.

Ten years ago we didn't have $200k per year Opdivo for the insurance companies to worry about paying so of course rates could be lower. Now we have more expensive treatments available on the market so of course rates will go up.

[texansfan]

That would be called insurance

Really?