Debt collector question.

[MySRT8U]

LoL my daughter to go blind?
It was for some $100 eye drops noisy had in stock
So my daughter stayed home from school the next day (it was a Friday) them it cleared itself up Saturday and she went back to school Monday
My daughter wouldn't let us put anything in her eyes anyway

Funny thing is she had those same pink eye symptoms couple weeks back.
She stayed at home with me one day and I had to wipe hee eyes a few times but the next day She was ready to roll.
No drops.

And yes if I'm generating tens of millions of dollars for pharmaceutical companies or insurance companies then I expect to be compensated relatively.
I'm not doing this for ten dollars an hour!

y'all hiring?

[SabreKiller]

Hmmm.

It doesn't sound like he could choose his provider. Sounds like an emergency procedure.

I've done like others. Pay them $100 a month until paid off. The local hospital ran a promotion for unpaid bills. Call them by a certain date and they would accept 50% of the last bill and the debt would be wiped out. Done

[Lynn21]

90% of those idiots are scam artists. Be very careful. Tell them to talk to your lawyer and you probly wont hear from again.

[texansfan]

y'all hiring?

Actually I am.
Do you know SAP?
SQL?
Drupal?
Tableau?

I need each of one of these programmers like last month!

[texansfan]

It doesn't sound like he could choose his provider. Sounds like an emergency procedure.

I've done like others. Pay them $100 a month until paid off. The local hospital ran a promotion for unpaid bills. Call them by a certain date and they would accept 50% of the last bill and the debt would be wiped out. Done

A $10k bull from the emergency dept doesn't sound like anything major.
They hit you with a $2500 cover charge as soon as you step through the door.

Keep in mind I've done hundreds of cost analyses between urgent, emergent and elective surgical procedures.
Each type has an average cost with the elective procedures being the cheapest with the shortest length of stay in the hospital for the patient (most elective are outpatient)

[topshot]

I went to the ER in the back of an ambulance in Wisconsin - total bill was $1500
A week later i went to the ER in the back of an ambulance in Fort worth, tx - total bill was 12k + 1600 for ambulance ride
the only difference was I got an x-ray and CT scan at the ft worth location - with highly inattentive nurses and doctor -

tell my why a doctor should get to charge me $1500 for spending 5 minutes telling me no useful information other than, all your tests came back clear.

[sjaaaz]

Actually I am.
Do you know SAP?
SQL?
Drupal?
Tableau?

I need each of one of these programmers like last month!

No
No
No
No

When can I start?

[SabreKiller]

Well....

I spent two days in the hospital after an ER visit. Went in on Friday evening, took my gall bladder out Saturday afternoon, stayed Sunday, went home Monday. Total bill was a little over 30k. Fortunately I have two insurances. I think I owed $300.

[texansfan]

I went to the ER in the back of an ambulance in Wisconsin - total bill was $1500
A week later i went to the ER in the back of an ambulance in Fort worth, tx - total bill was 12k + 1600 for ambulance ride
the only difference was I got an x-ray and CT scan at the ft worth location - with highly inattentive nurses and doctor -

tell my why a doctor should get to charge me $1500 for spending 5 minutes telling me no useful information other than, all your tests came back clear.

Same reason a welder can charge me $50 an hour for sticking two pieces of metal together.
Because he can!!!

How much did that CT scan machine cost?
How many CT scans will they get out of it before it is useless?
How many of those CT scans will go unpaid for by a guy who skips out on a $2800 bill?
All that info is factored into pricing.

That's my job.
I add up all of the expenses, figure out how many uses, but then I have to deduct the number of uses for guys who skip out on $2800 bills, then I'm able to come up with a minimum line item charge the hospital can Bill the insurance company.

There are many factors at play so it's not that simple.
How many staff will "touch" you before you get in that ct scan machine?
Each one of them has a cost
Let's see
You have a girl to check you in
One to bring you back and take your vitals
Then you may see the RN
Then you'll see the doc
Then you'll see one (or two) CT scan techs
Then you put your clothes back on
Finally you're checked out by the check out girl (who is not the same person as intake)
What if you needed labs?
Forgot the phlebotomist to draw your blood and make you p in a cup.

How many ppl have touched you?
Oh, forgot to add the two paramedics on the ride over.

How many ppl need to get paid that day?


I forgot to add that billing is a completely different dept.
They have ppl that go through the Dr's notes and your medical chart to apply the correct icd10 code to your itemso the office can Bill the payer.
And then whenyou don't want to pay there is another person or dept that's needed for collections.

I think we are up to a dozen ppl already.

[RiverRat1]

You won't win with this guy. He needs to admit prices are high because too many people who choose not to work get it for free. It's not complicated.

[topshot]

moot point

[Goldeneagle]

I'm tired of quoting
This is exactly the reason why we need Obama care
Some people in our society can't afford to pay a $2800 medical bill so they stiff the medical provider until they feel like paying them
Often times, as evidenced by this thread, they only want to pay 40% off what the doctor charges for his services.

Bottom line is, if you can't afford to pay or don't want to pay the rate that doctor is charging, don't get the service or find another doctor.

You may think that Bill is high but how much time has the doctor's office staff had to spend trying to run the guy down and collect their money?
All the while salaries need to be paid and office rents need to be paid.

Yah the guy had insurance, but he knew insurance only covered 80%.
He was responsible for the other 20% and he knowingly dipped out on that Bill.

Like you get a 50% of coupon at a restaurant,
Know you don't have any money
Sit down & eat
Then present the coupon for half off and say I'll pay you in monthly installments.

I bet none of you will side with the doctor or hospital.
But it's clear as day this guy didn't have the money to pay and still accepted medical services that were rendered.

See, this is one of those "hypothetical" y'all talk about.
Y'all don't want to admit it's not just illegal aliens that are running out on $2800 medical bills
It's the guy you share a campfire with too.

It doesn't sound like he could choose his provider. Sounds like an emergency procedure.

I've done like others. Pay them $100 a month until paid off. The local hospital ran a promotion for unpaid bills. Call them by a certain date and they would accept 50% of the last bill and the debt would be wiped out. Done

I went to my cardiologist for a routine check up. In less than an hour I was admitted. The procedure did not work. Next day I was sent to a different hospital with a different surgeon. Had 2 stints put in. There was nothing about this that was planned. It was an emergency. Before Obamacare, we had insurance at work that would have paid 95% after my deductible was met. So yeah, Obamacare was the answer. I ain't trying to stiff anyone. I just flat out can't pay right now. I send what I can.

[Goldeneagle]

Same reason a welder can charge me $50 an hour for sticking two pieces of metal together.
Because he can!!!

How much did that CT scan machine cost?
How many CT scans will they get out of it before it is useless?
How many of those CT scans will go unpaid for by a guy who skips out on a $2800 bill?
All that info is factored into pricing.

That's my job.
I add up all of the expenses, figure out how many uses, but then I have to deduct the number of uses for guys who skip out on $2800 bills, then I'm able to come up with a minimum line item charge the hospital can Bill the insurance company.

There are many factors at play so it's not that simple.
How many staff will "touch" you before you get in that ct scan machine?
Each one of them has a cost
Let's see
You have a girl to check you in
One to bring you back and take your vitals
Then you may see the RN
Then you'll see the doc
Then you'll see one (or two) CT scan techs
Then you put your clothes back on
Finally you're checked out by the check out girl (who is not the same person as intake)
What if you needed labs?
Forgot the phlebotomist to draw your blood and make you p in a cup.

How many ppl have touched you?
Oh, forgot to add the two paramedics on the ride over.

How many ppl need to get paid that day?


I forgot to add that billing is a completely different dept.
They have ppl that go through the Dr's notes and your medical chart to apply the correct icd10 code to your itemso the office can Bill the payer.
And then whenyou don't want to pay there is another person or dept that's needed for collections.

I think we are up to a dozen ppl already.

There was a doc that came through in post op. She had 3 or 4 interns with her. She showed them the incisions as a learning aid. I got a $500 bill from that doc. I called and told them I was not going to pay it and don't even try for it. thats BS!

[texansfan]

There was a doc that came through in post op. She had 3 or 4 interns with her. She showed them the incisions as a learning aid. I got a $500 bill from that doc. I called and told them I was not going to pay it and don't even try for it. thats BS!

So you didn't want a doc to check how your incision was doing?
If your incision had turned green or you got c. diff. because of that open wind in the hospital I'd bet you'd be singing a different tune.

I got a $4k bill because my daughter fell and busted her lip.
Bedded one stitch.
That was $4k for one stitch.
My insurance paid it but I want going to have my kid bleed out because I'm haggling over a medical service.
Now when THAT happened I was calling every surgeon I knew for a recommendation.
Unfortunately I don't know anyone in plastics so I needed to call that one in.

But luckily a buddy of mine knew someone that knew someone THAT KNEW SOMEONE that deals in cleft palates and he did it.

So is Obama care to blame for that doc charging you $500 for that post op beside visit to check on the health of your wound?

[texansfan]

I went to my cardiologist for a routine check up. In less than an hour I was admitted. The procedure did not work. Next day I was sent to a different hospital with a different surgeon. Had 2 stints put in. There was nothing about this that was planned. It was an emergency. Before Obamacare, we had insurance at work that would have paid 95% after my deductible was met. So yeah, Obamacare was the answer. I ain't trying to stiff anyone. I just flat out can't pay right now. I send what I can.

I figured you had a high dollar procedure because you had to pay 20% after deductible and my maths has that $10k being 20% of $50k

I'd bet two emergency stints were well north of $100k tho

Sorry you needed the stints, bro.

But if you can pay the 20% after deductible could you have paid the 5%?
Seems like the only thing that happened was a percentage shifted to more on the employees rather than the company footing the bill.
They've been doing this for years before Obama smoked his first joint.
So you can't blame it on Obamacare.

Offer the medical providers that 5% you used to pay and see if they bite.