Debt collector question.

[Goldeneagle]

I got a notice from a debt collector saying that if I send a payment by check, that gives them authority to withdraw a one time payment from my bank account. Can they do this? I'm having a hard time catching up with my medical bills from my heart problem back in December.

[BTLowry]

If you send a check it does give them authority to withdraw a one time payment from your bank account


For the amount of said check

[HoustonHunter]

If you send a check it does give them authority to withdraw a one time payment from your bank account


For the amount of said check

^

[bwssr]

cashers check....or Money Order...so you have tracking/proof

[Goldeneagle]

If you send a check it does give them authority to withdraw a one time payment from your bank account


For the amount of said check

It said one time withdrawl for the full amount owed. I should have worded it correctly. They won't get it anyway. I don't have that much in my accounts.

[Tmag]

Be very careful, they do stuff they are not supposed to a lot. Send them what you can every month and tell them to quit calling you.

Senior abuse is a law now.

[airehead]

It said one time withdrawl for the full amount owed. I should have worded it correctly. They won't get it anyway. I don't have that much in my accounts.

They are seeking a settlement asking for $.40 $.50 $.60 on the dollar owed

[Goldeneagle]

They are seeking a settlement asking for $.40 $.50 $.60 on the dollar owed

I understand that. But it is still $2800 that I ain't got.

[6.5 shooter]

Don't deal with the debt collector. Set up a payment plan with the hospital.

[Buckshot-73]

Never, ever ,, I mean NEVER give them access to your checking accounts.


They are the scum of the earth, if their mouth is moving, they are lying. They will rob you till you are blind.



Offer them .40 cents on the dollar, then request a letter stating the account is cleared... THEN send them a money order or cashier check. Save that letter for the rest of your life.

[Goldeneagle]

Don't deal with the debt collector. Set up a payment plan with the hospital.

One hospital and a couple of doctors would not set up a payment plan. That's how some of it got to the collectors. I owe 2 different hospitals, 2 different surgeons, I don't know what all technicians and other crap. Even though my deductibles were met before this, I owe a total of around $10,000. It sucks!

[airehead]

I understand that. But it is still $2800 that I ain't got.

I understand
Your previous post I apologize I had to edit

[Tmag]

Stick to your guns Randy, I was fortunate that Conroe Medical would set up a payoff plan with me. I'll have them paid off in 3 months from my stay 4 years ago.

[super_dave]

The easiest and cheapest way is to settle. Honestly the longer you can hold out, the cheaper it will be.

[Traildust]

Just send them $10 a month. Mail to the hospital or doctor. Don't have any contact with the bill collection folks. Pay what you can until it's all paid off.