Dave Ramseys Books

[quackaholic1]

I am 100% debt free and love it....

[TxTechBowhunter]

Yep. A lot of people buy cars they can't afford to impress people they don't like.

Another one of Dave's quotes along those same lines:

"We buy things we don't need with money we don't have to impress people we don't like."

[MikeyG]

There's some good stuff in there...you're better off doing financial peace university classes

[Brooks]

^Thats it just like I said. haha

[TxTechBowhunter]

Good stuff. Can't say it changed our lives like doublearrow, but it has made a positive influence on our family since we first took the classes 6 years ago.

Another twist on finances is Mr. Money Mustache. He's sort of a snarky, Gen-X Dave Ramsey. www.mrmoneymustache.com

I am a reader of Mr Money Mustache also. He takes it one step further than Dave and teaches a lot on stripping your life and spending down to bare minimums in order to stockpile money to be able to retire at a much earlier age than normal.

[stickemhard3]

As Dave would say "Debt is normal, be weird."

Who cares that you drive a focus? A car is not a status symbol like some people treat them. It is a tool that gets you from point A to point B.

I agree completely that a vehicle is a tool. I will have a nice truck once I am in a better position financially but I will always have a gas saver as an everyday commuter vehicle. The kicker for me is paying off these darn college loans.

[Shake N' Bake]

Ive read the book, did financial peace university and been to his live event. My family has been debt free the better part of a decade! I'll never go back, theres nothing I need that bad!
I think I have a book or two laying around, If anybody wants them send me a PM and I will mail one to you.

[Shake N' Bake]

The Dave Ramsey haters should be showing up in 3.................2...............

[Davoh]

wife signed us up for the financial peace university in a few weeks... We've been paycheck to paycheck for so long, i'm hoping to finally start getting ahead...

[CTR0022]

I have never read any of Dave's books but out of Curiosity what does he say about 0% interest loans?

[TexasBubba]

I have never read any of Dave's books but out of Curiosity what does he say about 0% interest loans?

He says to stay away... but his rational is that most people don't pay them off and get hit with the interest when you don't.

[35remington]

He says to stay away... but his rational is that most people don't pay them off and get hit with the interest when you don't.

...which is exactly why "zero" interest loans exist.

[Greenheadless]

PM inbound....

[Tower43]

Read the book and changed my life, I've never been happier. Debt free except the house for four years now

[RWB]

Started his plan a little over a year ago......went from 60k in debt to zero except for my home and 6 months of emergency savings!!! Read the book but also listen to him on iheart every chance you get. It will keep you motivated!!!