FEMA denies West,Tx Aid

[Playa]

That $1 million $ insurance policy was to cover the plant infrastructure, not the whole **** town. No one could afford the primums for that sort of policy & the odds of having to use it would be astronomical.

The school & city & most of the homeowners have insurance. My guess is they are applying legal pressure to squeeze the plant's insurer (& their re-insurers) to pony up as much as possible. Then they will activate their coverages on their individual customers.

I feel bad for the folks of West, but I agree no public money should be used. (I too feel this way for natural disasters, FEMA should NEVER exist, but I digress). Quit our crowing about it & start a campaign for donation & show the world how Texans take care of our own. Gets the good people of West back on their feet & thumbs our nose at the gov't. That's a win-win if I ever saw one!

[bowhuntntxn]

http://www.jdsupra.com/legalnews/federal-aid-once-again-denied-to-san-bru-85511/

This is not the first case of FEMA benefits being denied because of a man made disaster. And yes, this is California where they denied to declare the gas pipeline explosion a disaster, and provide funds. They made those affected go after the ones responsible.

[VorTexan]

I feel terrible for the people of West but I also don't believe it's the federal government's responsibility to rescue people from accidental or even natural disaster. If you live in coastal regions you should have I durance coverage for hurricanes and floods, if you live in earthquake country you should have earthquake insurance, if you live in tornado country you should have tornado insurance, etc, etc. If you live in the shadow of a fertilizer plant or chemical plant you should be smart enough to have catastrophic insurance.

I'm not sure how the federal government got into the business of playing nanny to the country but its not their job.

Like someone else posted, this is Texas and we can take care of our own; without looking to Washington for help they have no business providing. That's what charities are for.

My opinion as well.

If I loose everything it's on me and I have to start over.

The question I always ask if ONE person has a disaster, say a storm, etc. and nobody else is affected he's done for. Now add a BUNCH of folks and the bank truck comes to town (up north). Really what's the difference one or several?

[Stickslinga84]

Here in Texas we take care of our own. Screw FEMA.

Amen, screw the feds and "there" money.

[keep]

That makes absolutely no sense at all considering the risks involved in what they produced.

I can see not having insurance to cover damage to roads and sewer systems, but why wasn't there insurance for the school?

Really, only $1 M ??? This can not be correct ????

And to be totally candid no one should be allowed to mfg and sell fertilizer with that low of insurance coverage. Where are the laws that are suppose to help us ???

Dang, my company is in the IT business and we don't have things that can blow up and we have to carry much more than $1 M.

Being an insurance agent I have to ask the question. What are your limits on your auto insurance policy? My guess would be 50k or 100k. Is that enough liability if you kill someone?
What's your property damage limit? 25k or 50k I bet. How many vehicle you drive by cost more than that

How about the liability on the house? 100k?

Just food for thought

[keep]

I hadn't heard about the insurance companies not willing to pay. That's disgusting! I wish the media would jump on this story!

Never heard that. They'll pay policy limits I have no doubt

[Me and Sally]

Hurricane Katrina did damage to my property and cost me a chunk of money that I could not really afford . Insurance paid out a small portion of the claims I had .
FEMA CAME ALONG AND HANDED ME A PILE OF PAPERS TO FILL OUT IN TRIPLICATE . MAIL THEN ALL IN WITH ATTACHED COPIES OF RECEIPTS FOR EVERYTHING I LOST , WHEN THEY MANAGED TO LOSE MOST OF THE PAPERS ( MY FAULT OF COURSE ) . Finally after almost one year of their B.S. I told them where to stick their papers and FEMA . I'll take care of me and my family myself without any excuses from FEMA or any other phony government office .

[NibletGillispie]

If everyone in D/FW, Houston, and Greater San Antonio sent in $5.00 each, we could cover the $57,000,000. I'm in for my share. Someone get the bank account set up.

x2

Tell me where to send my $5.00 and I will

[Bowyer]

This is the very thing our taxes should be used for. The government should foot the bill and then seek reimbursement from the company at fault.

[Charles]

I might be wrong but FEMA is for Natural Disasters. Fertilizer plant explosion isn't a natural disaster.

Anyways FEMA is nothing more than another form of welfare, IMHO!

[randal]

I would agree with their decision if I though it be the same decision in every part of the country..

[Landrover]

Amen, screw the feds and "there" money.

You mean "our" taxpayer money right??? Government has zero dollars unless they come from the folks that actually pay taxes. That does not include the taxes you pay at Walmart!!! LOL!

Being an insurance agent I have to ask the question. What are your limits on your auto insurance policy? My guess would be 50k or 100k. Is that enough liability if you kill someone?
What's your property damage limit? 25k or 50k I bet. How many vehicle you drive by cost more than that

How about the liability on the house? 100k?

Just food for thought

Great post Jimbo!!!

I would agree with their decision if I though it be the same decision in every part of the country..

Give me details as others have said the same thing? California (hugely Democratic and very liberal on the coast side of the state) was cited on a earlier post where the gas pipeline destroyed an entire valley and FEMA said NO. It is a MAN MADE disaster........period!

[lameduck]

Their are over a thousand homes lost each and every day in the USA do to fires alone. Their loss was as great to them as those in West. Should FEMA STEP UP FOR THEM ALSO?
I for one think not.

[Thumper]

Here in Texas we take care of our own. Screw FEMA.

It's not an election year.

[randal]

You mean "our" taxpayer money right??? Government has zero dollars unless they come from the folks that actually pay taxes. That does not include the taxes you pay at Walmart!!! LOL!

Great post Jimbo!!!

Give me details as others have said the same thing? California (hugely Democratic and very liberal on the coast side of the state) was cited on a earlier post where the gas pipeline destroyed an entire valley and FEMA said NO. It is a MAN MADE disaster........period!

It doesn't have to be a natural disaster for FEMA.. They also cover man made..