Hunter shot my bed!

[Pushbutton2]

I read bed as in the bed you sleep in.
I was like I hope you wasn't sleeping in it...

[ultralite09]

It would likely be a non rate affecting comprehensive claim on your auto insurance, but why??

In TX, unless it's weather related, it's gonna affect your rates.

[ACCURACYINC]

You didn't pick the wrong insurance plan, you picked the wrong insurance company.

[Shane]

How long did it take you to stop laughing when he suggested filing it on your insurance?

I'd still be laughing at that hilarious suggestion.

[ACCURACYINC]

In TX, unless it's weather related, it's gonna affect your rates.

In all seriousness though, I can't speak for all auto carriers, but this would be a non rate affecting comp loss with the carrier I've been an agent with for 21 years. I would, however, advise my client not to file this. The shooter was negligent. He should take care of it.

[Jesse S]

I think we have a consensus. Now, what were the events that preceded the shooting?

As we were driving back from a hunt we came across a pig he then jumped out of my truck and rest his rifle on the edge of my bed and pulled the trigger. He shot my bed cover and bullet stop inside of the bed and never penetrate knocked the paint and left a good ding outside of the bed.

[bbqfan5909]

Does your lease carry a insurance policy? Get a quote for repairs and have him pay it, no way I would claim that on my insurance.

[sideways]

We want to see pics? What caliber ? How close was he? Ford or Chevy?


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[Jesse S]

How long did it take you to stop laughing when he suggested filing it on your insurance?

I'd still be laughing at that hilarious suggestion.

I was like wow! Did he really just ask me to file under my insurance! This guy is an idiot.

[krisw]

Is he getting a euro or full shoulder mount done? That's crazy, but I wouldn't file it on my insurance unless I absolutely had to.

[HeyMikey]

If he's now talking about you filing it, and him paying your deductible, he's probably thinking that he can get out of it for +/- $500, which makes me think that he's the kind of guy, that might try to welch on his commitment to "fix it". Were there any other witnesses to the shooting, in case it goes that direction?

[Cajun Blake]

remind me not to invite "Mayhem" to the hunting camp

that boy could eff up a wet dream

[Jesse S]

We want to see pics? What caliber ? How close was he? Ford or Chevy?


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Haha! It was just a matter of time lol! It’s a Ford he was shooting a 308 180 grain HP. He was on the other side of the edge of the bed shooting across. Bullet never penetrate the bed. But it did ruin my bed cover and left a ding on the bed.

[Jesse S]

If he's now talking about you filing it, and him paying your deductible, he's probably thinking that he can get out of it for +/- $500, which makes me think that he's the kind of guy, that might try to welch on his commitment to "fix it". Were there any other witnesses to the shooting, in case it goes that direction?

Oh yes plenty of witnesses. I will sue him if he doesn’t cough up the dough!

[Pineywoods]

Yep..his dumb mistake, 100% his responsibility to fix it.