Does this sound right?

[gingib]

Friend of mine owned an agency here in Seguin told me tht 65% of the drivers in town were uninsured.

Yes.

A lot of illegals or LOW Lifes buy a policy and cancel it the next day and show the card, when in reality they are not covered

[mpotts]

Friend of mine owned an agency here in Seguin told me tht 65% of the drivers in town were uninsured.

Correct

[tvc184]

How should the police department be held responsible? Police department didn't cause damage to the car.

Obviously you have no clue how this works. If the police would have issued a citation at the scene, the insurance would have magically appeared on the at fault car and the victim's car would be paid for. Therefore the police are responsible for running into the back of a car and for not providing insurance.

Simple.......

[xman59]

Our secretary at work, bless her heart, she can't catch a break. Her 19 yo daughter finally was able to purchase her a new to her car this past Friday. Gently used car, can't remember exactly what kind. Well she bought it in Mineola, drove back to Tyler and she was rear ended by a guy while she was sitting at a red light. He was supposedly texting. They totaled her car, the other driver provided insurance and all was good. She found out today that the guy had provided an insurance card of insurance that he did not even pay the first months payment on so it was delinquent/cancelled. She talked to the police today and asked if there was anything they could do, she was told no because he provided "proof of insurance" at the scene.

Is this seriously legit, so someone can drive around with cancelled insurance and basically get off free because they can provide an insurance card at the scene even though it is not valid?

the victim can go to the local court and file the charges for no insurance,,, take what ever evidence they have

[SabreKiller]

They can still issue a citation for it.

[Charles]

I'm going through the same thing right now. Lady from foreign country ran a stop sign and hit company truck. Her insurance denied the claim because they can;t get a hold of her for a statement. I filed a claim with my insurance company. My insurance company will pay the claim (minus deductible) and will attempt to collect from her and/or her insurance company. Once my insurance company collects I will get my deductible back. May take several years but I will eventually be reimbursed.