I have a pension and also deferred. I also play around with the stock market. If you want to gamble there are lots of folks that could make a fortune just like the dot comers did- invest in marijuana companies.
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You are so young all you need to do is invest in a low cost index fund. You may want someone to help with life insurance and a college savings plan while you are young. Maybe get an advisor when tax and estate planning get closer. Also don't listen to anything that someone posts on a forum...
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