debit card danger

[gusman]

Well my wife called me and said somebody acess her acct and spent everything in her checking acct. They went on a spending spree from houston to Victoria. .last time she used it was to get gas last sunday .. we going back old school from now on cash only..so you fellas keep a eye on the bank accts cause it BS.....

[xdaryl]

Had mine stolen and they used it 3 times at the same McDonalds in Mexico. The bank thought something was fishy when they tried to run it for $80. That's a lot of Big Macs.

[Lockpro]

Happened to my wife twice. The bank will give you back the money.

[lameduck]

The posts above and zillions more are why I will never have a debit card.

[tkuehn5410]

This is a good reason to use a credit card instead of a debit card. Banks have NO consumer protection for debit card abuse, but you do have consumer protection with credit cards.

[Throwin Darts]

I work at a bank and I never use debit. Always use credit card and pay it off in full each week. Works just like a debit that way, is safer than using debit and the rewards give me cash back.

[Matt_C]

This is a good reason to use a credit card instead of a debit card. Banks have NO consumer protection for debit card abuse, but you do have consumer protection with credit cards.

My bank has the same $50.00 limit consumer protection on my debit card as my credit card has.

[kingranch]

U would change your mind if u got returns on it
I get 100$ a month just for using my debit card 10 times a month
That means a brand new bow every year!!
Check out navy army fcu. They have 3-4% return on balances!
Plus if it has visa or mc logo it's insured and no worries u get it back

[TxTechBowhunter]

This is a good reason to use a credit card instead of a debit card. Banks have NO consumer protection for debit card abuse, but you do have consumer protection with credit cards.

That is incorrect. Wells Fargo will take care of you if you have debit card fraud.

[Raider Power]

That is incorrect. Wells Fargo will take care of you if you have debit card fraud.

So will frost bank

[CEO]

Sorry man. Happened to my wife a few weeks ago. Woodforest issued a new card the same day and the money ($200) was back in our account within 24 hours.

[Graysonhogs]

Landmark Bank took care of me when an ***clown went Christmas shopping with mine.

[duckmanep]

should be covered under Visa or Mastercard's liabilty protection.

[jerp]

I have one but rarely use it. So if a thief just pushes "credit" instead of "debit" when using it, do they not need your PIN?

[Vap]

Thieves suck