Bank bailout list

[RiverRat1]

Please list banks here as they get bailed out. I'd like to keep track.


SIVB -
SBNY -
FRC - Other banks are depositing 30 billion in this one. Not sure why or how this works.


I'm not near my regular computer FYI Or I'd type more

[BrianL]

Normal bank failure rate average is about 25 per year.... SO are we seeing something above average or some getting a lot of attention.

[4wheels]

https://www.investopedia.com/what-went-wrong-with-ftx-6828447

FTX - Crypto Exchange run by Sam Bankman-Fried November 2022

[91cavgt]

Normal bank failure rate average is about 25 per year.... SO are we seeing something above average or some getting a lot of attention.

Those are small banks that typically only have a couple of locations at most. What we saw last week hasn’t happened since 2008. So yes, it is something WAY above average that, in my opinion, is not being taken as seriously as what it should be taken. The FED and politicians keep down playing the severity of the situation. The truth of the matter is it has the potential to turn into a runaway contagion that could implode all but the largest of the big banks.

[texasdeerhunter]

Those are small banks that typically only have a couple of locations at most. What we saw last week hasn’t happened since 2008. So yes, it is something WAY above average that, in my opinion, is not being taken as seriously as what it should be taken. The FED and politicians keep down playing the severity of the situation. The truth of the matter is it has the potential to turn into a runaway contagion that could implode all but the largest of the big banks.

I disagree. We won’t see nationwide bank failures because of what that bank in California did, or the crypto bank in New York. Unless something drastically changes. And I do mean drastically. By and large, the overwhelming majority of banks in the US are well capitalized and doing well right now. Small, medium, and large banks. You can research every bank in the US by pulling their UBPR and see their financials. Due to regulation, most banks maintain a 10% cap ratio. Reg requirement is 8%, but most banks target 10%.

[CoolHandLuke]

Those are small banks that typically only have a couple of locations at most. What we saw last week hasn’t happened since 2008. So yes, it is something WAY above average that, in my opinion, is not being taken as seriously as what it should be taken. The FED and politicians keep down playing the severity of the situation. The truth of the matter is it has the potential to turn into a runaway contagion that could implode all but the largest of the big banks.

You have no idea what you are talking about! Go talk to a small regional bank owner and get actual factual information!

[91cavgt]

You have no idea what you are talking about! Go talk to a small regional bank owner and get actual factual information!

So what part is wrong and can you please explain?


Why would all of the major banks make unsecured deposits into a failing bank that total $30 billion. If that bank were to fail then that would mean more customers for the big banks. So what am I missing???

[RiverRat1]

So what part is wrong and can you please explain?


Why would all of the major banks make unsecured deposits into a failing bank that total $30 billion. If that bank were to fail then that would mean more customers for the big banks. So what am I missing???

This


And why would the FED freak out and bail out the other two banks so quickly if them failing was not a big deal?

[CoolHandLuke]

The larger banks failed due to failed management. Non sustainable portfolios as well. No different than any other business with a poor plan. After speaking with 2 different bank owners this past week who go thru scrutinizing audits annually to make sure their banks are properly diversified, they are not concerned. They did say the red flag is how the larger banks got away with being so heavily invested in high risk startups that ultimately fail.

[RiverRat1]

So why would we not believe a lot of other banks are not in high risk investments that will eventually fail?

[CoolHandLuke]

Are you assuming they will all fail?

[91cavgt]

The larger banks failed due to failed management. Non sustainable portfolios as well. No different than any other business with a poor plan. After speaking with 2 different bank owners this past week who go thru scrutinizing audits annually to make sure their banks are properly diversified, they are not concerned. They did say the red flag is how the larger banks got away with being so heavily invested in high risk startups that ultimately fail.

It is my understanding that all banks have to go through those audits that you speak of. So if red flags were not waived for those banks, what other risky investments are some banks taking part in that we don’t know about? Not only that, but this new fund that the FED setup for banks has a stipulation that they are not going to report what banks take money. If things are not as bad as I state, then why the secrecy?

I’m not saying all banks are going to fail. What I am saying is, in my opinion, we are not being told the whole story and all signs point to a contagion that has the potential to effect all banks, even if some banks are in really good shape.

[4wheels]

We can add Credit Suisse to the list. No it's not an American bank - but it is going to affect us.

These democrat policies are going to love us "long time". Credit Suisse did a lot of fraud and America sued them for a lot of money. Plus all this ESG non-sense is killing the math to properly evaluate an investment.

[RiverRat1]

Are you assuming they will all fail?

If one bank did stupid crap and went BK then thats one thing.

We know banks were forced to take risky trades due to interest rates being zero for a decade.

So why in the world after 4 banks have major issues within a week or two would you assume no other banks are about to implode also?

[PondPopper]

Folks, their end goal is 100% digital currency and there is only one to get that.. This is just the beginning of their BS..