Travel Trailer Insurance Cost

[175gr7.62]

My insurance guy just quoted me $120/month through Progressive on a $35,000 travel trailer? Does that sound right?


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[Tyrex750]

Nope, I pay like 40 a month for a 65k trailer.

[twistedmidnite]

Ours is between $50-60 a month. Farm bureau

[Landrover]

Mine may not even be $30 per month.

[randal]

I was quoted $1200/year for a $20k so I just didn’t have insurance while I had it..

[175gr7.62]

Ours is between $50-60 a month. Farm bureau

Nope, I pay like 40 a month for a 65k trailer.

Mine may not even be $30 per month.

Y’all mind sharing who you are insured with?


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[doublearrow]

35 a month through state farm

[Atfulldraw]

Travel Trailer Insurance Cost

My insurance guy just quoted me $120/month through Progressive on a $35,000 travel trailer? Does that sound right?





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Sounds really high.



We currently have 3 insured with usaa, two got totaled this weekend….but that’s for another day

(All these are with a ZERO dollar deductible.)

First is worth about 30k, less than 50 a month

[Atfulldraw]

Second is worth about 15k, third is less, but I couldn’t imagine not insuring them when the rates are so low.




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[ArrowHead]

$50 a month with Germania on 20k value

[91cavgt]

It all depends on the coverage that you want. We have a Cadillac plan through Progressive on our $100K RV and it is a little over $200 a month, but it covers EVERYTHING and is for full timing.

[captainsling]

$53 A month with Progressive for a 29’ TT with slide out and outdoor kitchen. That’s with multi policy discounts through Goosehead insurance.

[Etxbuckman]

It all depends on the coverage that you want. We have a Cadillac plan through Progressive on our $100K RV and it is a little over $200 a month, but it covers EVERYTHING and is for full timing.

I’m glad someone pointed that out. You can’t just compare price and say whether someones getting hosed or not. A lot of the cheap policy guys probably have cheap coverages too.

[Leemo]

$43 a month State Farm

[91cavgt]

I’m glad someone pointed that out. You can’t just compare price and say whether someones getting hosed or not. A lot of the cheap policy guys probably have cheap coverages too.

Here are the coverages that I’ve got on my RV and why it is so much higher cost than others;


300k/100k coverage just like normal homeowner coverage
Full roof replacement cost coverage, and this also covers ANYTHING in the RV that gets damaged due to the damaged roof.
Complete insect/rodent damage coverage
$20k personal items coverage
$750 coverage for hotel if the RV has to be worked on
Roadside coverage for our tow vehicle


There are VERY few insurance companies that will insure an RV if you are full timing. If you even hint that you might be full timing with most insurance companies then they will drop you, or raise your rates considerably. I shopped around a lot before getting the policy and Progressive has the best reputation for not jerking you around if you have to make a claim.