Insurance

[STX_Shooter]

GEICO is charging me $50 more a month for vehicle and more for home insurance. What are y’all’s opinions on buying insurance direct vs getting it with an agent? I need to start shopping around soon.

[Death from Above]

Left geico for statefarm. This year over to progressive.

Shop them all and shop them often

I have never had a broker get me a cheaper rate.

[Johnny Dangerr]

All the polices are up. Got our Umbrella Policy yesterday. It is up $250.00 from last year. That's a 50% jump..

[Lawhunter]

My homeowners is up $12,000 this year.

[tfrye]

My homeowners is up $12,000 this year.

Went up $12,000??? Dadgum, I'll bring the drinks to that house party any day!!!



I had Liberty Mutual but just went through a broker and they saved me $125 a month on auto and $1,100 a year on mortgage and it is better coverage.

[Lawhunter]

Went up $12,000??? Dadgum, I'll brink the drinks to that house party any day!!!



I had Liberty Mutual but just went through a broker and they saved me $125 a month on cars and $1,100 a year on the house and it is better coverage.

South Louisiana. Thanks Ida...

[tfrye]

South Louisiana. Thanks Ida...

So if it went up $12,000 what the heck is the total for the year (if you don't mind me asking)?!?!

[captainsling]

My homeowners is up $12,000 this year.

WTH do you live in?

[Lawhunter]

So if it went up $12,000 what the heck is the total for the year (if you don't mind me asking)?!?!

I went from $1,700 a year to $13,500. We dont have any insurers left in the state. Its crazy. I know people that are paying more per year for their insurance premiums than they are for their mortgage. I honestly do not see how this is sustainable for most.

[captainsling]

I just switched all of my policies using a brokerage. Goosehead Insurance. There should be some in your area. They compare over 20 insurers to get you the best rates.

[Lawhunter]

WTH do you live in?

Just a 3,700 square foot house. Nothing wild.

[Lawhunter]

I just switched all of my policies using a brokerage. Goosehead Insurance. There should be some in your area. They compare over 20 insurers to get you the best rates.

Our problem is that no one is writing in my area.

[justletmein]

We saved a good bit going through Rollo ("The Insurance Guy" on here), even though somehow I didn't win the free Solo Stove.

I went from $1,700 a year to $13,500. We dont have any insurers left in the state. Its crazy. I know people that are paying more per year for their insurance premiums than they are for their mortgage. I honestly do not see how this is sustainable for most.

Some would say that's by design, all part of the great reset.

[Lawhunter]

We saved a good bit going through Rollo ("The Insurance Guy" on here), even though somehow I didn't win the free Solo Stove.



Some would say that's by design, all part of the great reset.

Our flood insurance is about to skyrocket as well. Naturally, FEMA couldn't explain why as our area has never flooded and when asked why their maps didnt include our levee systems (which I would imagine would change the flood rating), they had not answer. They also cannot tell us how high flood insurance will get. Just that it will go up each year.

[ccallarman]

My advice is to find a Non-Captive Agent that has the ability to shop it for you if/when need be. I personally review every file on every renewal and make sure there's nothing we can do to save money or better coverage for each and every customer while still keeping them with a reputable company that is going to be there for them if/when something happens.