Keep your health insurance if you can afford it. My wife had spinal surgery on her neck. Fused c4 thru c7 I think. Over night in hospital and sent home by 10am the next day. I was shocked at the statement. Hope it is all covered.
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Wow!
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Can you provide more info? Is Medicare the primary payor, or do you have a Medicare advantage/replacement plan? Is the EOB a Medicare EOB or is it from the "secondary" insurance plan? An EOB is not a bill. Seems like there's missing info. Medicare covers 80%, if primary, leaving a 20% coinsurance. 20% on $142,000 is $28,400. So the "secondary" pays $1500? Remember, the docs can bill you whatever they want, but it boils down to contracted payment rates.
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Yes, the billing is crazy and almost indecipherable.
Methodist, then MD Anderson, combined, billed well over $1 million during my wife’s 7 month battle with a nasty cancer.
We were on TRS for active teachers, then TRS for retired teachers for the last month. With all of the discounts and adjustments, I just had to pay the out of pocket maximum. Actually 3 out of pocket maximums in 7 months because of when she was diagnosed and the way the insurance start date fell. And when her retirement started. If she’d been diagnosed in a different month, I might have paid less than $7000 for a $1 million plus original billing.
As it was, I paid around $20,000 for original billings of $1million plus.
So, yeah, you better have health insurance when you need it.
Here is an example of just one month’s billing from MD Anderson.
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