You should have a written investment plan with you allocation to stocks, bonds and cash. Within your stock allocation you should have a plan on how much you will hold in US vs International stocks. Include in that written plan a timeline as to your frequency of checking your allocation vs your plan.
When that date hits check your allocation vs the plan and rebalance if necessary to get back to your planned allocation. Don't put any emotion into it whatsoever. If your plan is 70% stocks and 30% bonds and you are 75% stocks and 25% bonds then you would sell stocks and buy bonds to get back to 70%/30%. This forces you to sell winners and buy losers.
Market timing is a loser's game and its been shown to be so time and time again.
Have a plan. Stick to it. Ignore the noise.
When that date hits check your allocation vs the plan and rebalance if necessary to get back to your planned allocation. Don't put any emotion into it whatsoever. If your plan is 70% stocks and 30% bonds and you are 75% stocks and 25% bonds then you would sell stocks and buy bonds to get back to 70%/30%. This forces you to sell winners and buy losers.
Market timing is a loser's game and its been shown to be so time and time again.
Have a plan. Stick to it. Ignore the noise.
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