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    Best life insurance provider

    Looking for term...who do y'all recommend?

    #2
    Get an insurance broker to shop multiple companies for you. Pretty sure there’s someone on the green screen that does this. We have 3 policies in place and all from different companies. I’ve got SBLI and Principal, and my wife has ING which is now called Voya.


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      #3
      call Zander Insurance...they will beat anyone.
      Dave Ramsey endorses and they are easy to work with and beat every company on price

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        #4
        I have been an independent agent for 41 years. Find an independent and have them provide quotes from multiple companies. Only use an A or A+ rated company.

        Also when getting a quote make sure you provide all details - use tobacco? Your medical history? Height and weight? That way the agent can provide you an accurate quote -

        Also - contrary to popular belief, buying term insurance online versus through an agent is no difference in cost. A Prudential direct policy for example cost the exact same as if you use an agent. So you might as well use an agent who will give you personal service versus a 1-800 number.

        Truth is most companies term rates are very similar. They are all using the same mortality tables, etc.

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          #5
          Originally posted by dwactx View Post
          call Zander Insurance...they will beat anyone.
          Dave Ramsey endorses and they are easy to work with and beat every company on price
          Zander is nothing more than independent agents. There are many independent agents who have the exact same rates as Zander can provide. Zander does not get "special" or lower rates from insurance companies. All they do (which is what ALL independent agents do) is get quotes from multiple insurance companies.

          Nothing against Dave but he has skin in the game.
          Last edited by Huntingfool; 07-07-2020, 04:21 PM.

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            #6
            Originally posted by Backwoods101 View Post
            Looking for term...who do y'all recommend?
            I can help I’m a independent broker.

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