Looking for term...who do y'all recommend?
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I have been an independent agent for 41 years. Find an independent and have them provide quotes from multiple companies. Only use an A or A+ rated company.
Also when getting a quote make sure you provide all details - use tobacco? Your medical history? Height and weight? That way the agent can provide you an accurate quote -
Also - contrary to popular belief, buying term insurance online versus through an agent is no difference in cost. A Prudential direct policy for example cost the exact same as if you use an agent. So you might as well use an agent who will give you personal service versus a 1-800 number.
Truth is most companies term rates are very similar. They are all using the same mortality tables, etc.
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Originally posted by dwactx View Postcall Zander Insurance...they will beat anyone.
Dave Ramsey endorses and they are easy to work with and beat every company on price
Nothing against Dave but he has skin in the game.Last edited by Huntingfool; 07-07-2020, 04:21 PM.
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