Can anyone beat USAA?

[Chef]

I will say Geico just beat Farm Bureau for us by $50 a month on just our auto insurance. Just something to look into.

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[6.5 shooter]

Sure, lots of companies will beat USAA. My wife and I have been with them 30 plus years, some things are worth paying extra for IMHO.

[txhunter90]

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Geico is the $512 and Other company is half which is? Sorry not fully understand unless I can’t read right lol.


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[LFD2037]

Geico is the $512 and Other company is half which is? Sorry not fully understand unless I can’t read right lol.


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Other company is Farm Bureau.

[Chef]

Correct.... Geixo was $512 a month, we are $257.50 half the price...

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[txhunter90]

Correct.... Geixo was $512 a month, we are $257.50 half the price...

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Gotcha, I guess all situations are different. Im going from Texas Farm Bureau to Geico and they are saving $50 a month on car insurance.

[Chef]

Gotcha, I guess all situations are different. Im going from Texas Farm Bureau to Geico and they are saving $50 a month on car insurance.

Correct every situation is different. If the insurance score is great, no body can touch our prices. If the score is average to low then we are just competitive.

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[txhunter90]

Correct every situation is different. If the insurance score is great, no body can touch our prices. If the score is average to low then we are just competitive.

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They said my insurance score is top tier. Was told there was nothing else that I could do to get my rates down. But, granted it is only 2 vehicles but going to have to switch home as well once I switch vehicles. Based on multi policy discounts.

[Traildust]

I shop them all every couple years....USAA is never in the mix. Neither is Germania.

[Chef]

They said my insurance score is top tier. Was told there was nothing else that I could do to get my rates down. But, granted it is only 2 vehicles but going to have to switch home as well once I switch vehicles. Based on multi policy discounts.

Varies by county as well. Couldnt tell you without seeing all the details.

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[pblaetz]

I handle about five insurance claims every day of my life, and have for years and years, as well as appraisals and litigated claims as an expert witness.

I’ve seen no rate savings that would make me switch from USAA.

They are far from perfect, but when you see the claims service from these other companies....it’s just not worth it.

This!

Worked indirectly and directly for Allstate for over 40 years on the property claims end. Insurance is all about claims! I work the private sector now of property claims and USAA is one of the best to work with.

[dfkoon]

I dropped USAA 15-20 years ago. 1st they jacked up my homeowners due to black mold claims (not from me though). Then they jacked up again and dropped the black mold coverage. Had also gotten screwed over with their ADT home security also. Saved a ton when I switched. And I was former military officer.