Money back credit card

[heyearl]

Which is the best Credit Card that has Cash back
Wells Fargo
Citi Bank

I'm using AMX, for purchases 2-3 K per month
points are ok, but 1% is better

I just want a CREDIT card, I do not want another new Checking account


anything ?

[techzan]

Citi has a 2% cash back card on everything I buy. 1% when I buy something & the other 1% when I pay.

[MetalMan2004]

My Amex is 3% at grocery stores, 2% at gas stations and some dept stores and 1% everywhere else. I have Wells Fargo too and it sucks.

If you’re going to join let me know. If I invite you I get $75. I’m happy to share it.

[WalkieTalkie]

I have Chase Business Ink

1.5% cash back on every purchase

[dc1986]

I have Chase Freedom unlimited. 1 1/2% cash back on every purchase. No annual fee.

[Jon B]

Capital One Savor.... horrible service but 500 rewards if you spend 3000 in first three months. 95/year fee after first year. 4% on dining and 2% on entertainment. 1% on everything else.

[Artemiz]

https://www.bankrate.com/credit-cards/todays-best-credit-cards/#cash-back

I also use bankrate.com to check for the best online savings rates.

Keep in mind that the best cashback card in world won't mean squat unless you pay off the balance each month.

[warrington]

Southwest

Southwest card is the best if you do any flying

[Huntingfool]

Capital One Savor.... horrible service but 500 rewards if you spend 3000 in first three months. 95/year fee after first year. 4% on dining and 2% on entertainment. 1% on everything else.

THIS - I use this card when we go out to eat or buy groceries at HEB or anywhere else and get 4% cash back - service not an issue if you pay it off every month

On all other charges I switch to my Spark business card that is a flat 2% on every purchase made - I pay them both off in full each month.

I put every bill and every charge on these two cards - so on average I am getting a 3% discount on everything I purchase or pay for in my life.

I estimate I am saving 4-6 K a year by using these two cards - that pays for a lot of my deer lease

[kae006]

I use the Chase Sapphire Reserve. It’s well worth it if you do any amount of traveling. $450 annual fee but comes with $200 of travel credit a year, free TSA precheck, and 1.5x redemption on points when using for travel, among lots of other benefits.

[daniel044]

Citi cash back card, basically pays my electric bill every month with the rewards.

[ntxshooter]

Did the Savor card for the 500.00 bonus and now just use it for dining/entertainment for the 4%. Think I'll either get the 3% card from Alliant or do the 2% Fidelity card to use on everything else (currently have s 1.5% card)
I dropped Citi Double last year when they came out with their anti gun politics

[Drycreek3189]

I switched from the Cabelas Visa to Amazon. Pretty happy so far. Points toward purchases or toward your monthly bill, your choice.

[Huntingfool]

Did the Savor card for the 500.00 bonus and now just use it for dining/entertainment for the 4%. Think I'll either get the 3% card from Alliant or do the 2% Fidelity card to use on everything else (currently have s 1.5% card)
I dropped Citi Double last year when they came out with their anti gun politics

Is Alliant 3% on every charge?

[bk913]

Just got a discover card. Supposedly it’s 5% on groceries (there’s a cap per month), 2 or 3 % on dining and entertainment and 1% everything. No annual fee. From the little research I did it seemed like the best option.