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**Tommyh** · 01-22-2009, 02:42 PM

credit card statements will show where the stuff was purchased from and the amount spent if you used plastic. sounds like someone you know wanted your hardware more than you did.

**trailboss** · 01-22-2009, 02:45 PM

Your personal items (sunglasses, navigation system, etc) will have to be covered under your homeowner policy subject to the deductible on that policy.

Regarding the special stereo equipment, did you have it specifically endorsed on your policy? If not, it will be subject to payment typical of factory installed equipment. A special endorsement (and additional premium) are required to cover custom sound receiving equipment or other equipment not factory installed.

You may be in a mess anyway if you don't have the receipts and the place has gone out of business. If you scheduled it on your policy, your agent may have copies of it. I sure wouldn't have kept that kind of paperwork in my truck.

Damage to the vehicle will be covered subject to your "Other Than Collision" deductible.

Good luck with all of it. Sorry to hear of your loss.

Trailboss

**west texas mangler** · 01-22-2009, 02:45 PM

I really was not mad .. I was more upset with all the hassle Im going to have to deal with...

will I get my gear back or will I have to take a value on what its worth (i just want my stuff back ) Im pretty sure my sunglasses are gone...

**west texas mangler** · 01-22-2009, 02:47 PM

O my navi unit was my radio (kenwood 8021)

I have pictures of it (not sure if that helps me )

**1369** · 01-22-2009, 02:52 PM

Since you still have the reciepts in the truck, was the stuff relatively new?

Stealing door speakers to me shows me that someone knew that they were there and worth something to someone.

**trailboss** · 01-22-2009, 02:53 PM

Originally posted by west texas mangler View Post

I have pictures of it (not sure if that helps me )

That may help.

Trailboss

**Gunther** · 01-22-2009, 03:35 PM

My wife just had her purse taken in a smash & grab on our H3 on the 9th, the only thing they didn't get was her truck keys that she had in her pocket

**innergel** · 01-22-2009, 04:33 PM

Unfortunately nice aftermarket stereo systems in a vehicle are like neon signs that scream "COME STEAL ME". You'd do better to take your settlement $ and get a factory system reinstalled and get some sort of lockbox you could lock your valuables in when you aren't in it. That would be one less thing to entice the smash and grab guys from hitting your truck again.

My truck was broken into in May and they got $1100 bucks worth of stuff, including my wallet and ipod. My deductible was $1000.

As others have said, if you don't have receipts, anything you can provide to prove what was stolen will help with the insurance company.

Theives suck.

**OPC Patrick** · 01-22-2009, 04:40 PM

my uncle had purchased a TV from a store took it home hooked it up went out to dinner and came home. It was gone. Only thing missing was the TV no one knew he got a new TV. Turns out the kid who sold it to him tipped off a buddy about the TV and the address of the buyer. Your door speakers were stolen by someone that knew what they were... Out of business = needs money.

good luck

**theluckyhunter** · 01-22-2009, 04:45 PM

Originally posted by 1369 View Post

Stealing door speakers to me shows me that someone knew that they were there and worth something to someone.

not necessarily, they just knew nobody was going to see them. you can tell an aftermarket speaker most of the time just from the face.

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