Originally posted by Black Ice
View Post
Announcement
Collapse
No announcement yet.
Health Insurance
Collapse
X
-
-
Originally posted by friscopaint View PostI looked at Liberty Share and they had excellent reviews but stuck with my work insurance.
Comment
-
Originally posted by Bruiser View Postsuch as?
Comment
-
Originally posted by CoolHandLuke View PostYour premiums are $1,100 a mo? What is your company subsidizing? Is that the only option you have thru work?
Company states that they are doing a 65/35 split on covering costs.
Comment
-
We have some friends that are on one of the Christian group share plans and they like it. Basic visits are out of pocket but more expensive things are covered from what I understand.
Unless I’m self employed I’ll never take a job without good insurance again. My current company sucks so we switched to my wife’s insurance and it’s amazing. We are on the highest plan and for a family it’s $600 mo with really low deductible and max oop. Without good insurance I’d have to have a $15-20k bump in my base to equal out
Comment
-
Originally posted by KMO8204 View PostI'm using Liberty Healthshare right now without any issues. I lost my job last year and had to pay for Blue Cross Blue Shield myself. I was paying $1,500/month for my wife, my son, and myself. With Liberty Healthshare, I pay $399/month and have an annual unshared amount of $1,500 ($500 per person.) Once I reach that amount, everything is covered 100% (up to $1,000,00 per incident with the "Liberty Complete" plan I have.)
Comment
-
Originally posted by brrdnk View PostOurs is a little over $1500 a month for my wife, son and I. She is a school teacher and we are on her insurance. I am self employed. Every year it cost more and coverage and out of pocket is less. We at paying for the uninsured and the things Obama care forced on the insurance companies. I do not know how a single parent teacher can afford it and pay rent , car , insurance.
HISD is around $550 per month for an entire family
I think I pay like $70 per month for my family
And yes I work (contract) for a publicly traded company and have access to their group plan.
As stated before I have clients in the medical/pharma industries.
I've also had clients in tech and e-comm and they had similar rates to HISD $400 to $500 per month for a family plan
I don't think I've ever seen a plan over $1k per month for a family that is under 40 years old with no pre-existing conditions that lives in a metropolitan area (houston Dallas Austin SA)
So over $2k a month I've only seen that for elderly or hyper-obese folks.
My suggestion is that it's a free market economy.
Go work somewhere that they cover all if not a big chunk of your health insurance if you want lower rates.
Kinda like driving a F350 complaining about gas prices.
Comment
-
Originally posted by Black Ice View PostWhat do all of you do for a living to have insurance this high?
I pay $1467 a year for medical, dental and vision for myself. My wife pays about the same so about $3000 a year for the both of us.
Sent from my iPhone using TapatalkOriginally posted by meltingfeather View Postno way.
you're being subsidized by someone.Originally posted by Black Ice View PostOf course I am. That’s why I asked what people do for a living to have insurance that high. Are they self employed, retired at an early age, or working for a company and the insurance provided is that high?
Sent from my iPhone using Tapatalk
I never understood why people can't see they will be screwed next. We will all lose eventually but because we didn't stand together and fight this crap in the beginning.
Sooner or later the people with jobs will have to call BS and make everyone pay their fair way.
Comment
-
Originally posted by hooligan View PostWe have some friends that are on one of the Christian group share plans and they like it. Basic visits are out of pocket but more expensive things are covered from what I understand.
Unless I’m self employed I’ll never take a job without good insurance again. My current company sucks so we switched to my wife’s insurance and it’s amazing. We are on the highest plan and for a family it’s $600 mo with really low deductible and max oop. Without good insurance I’d have to have a $15-20k bump in my base to equal out
Comment
-
Originally posted by texansfan View PostHmmm
HISD is around $550 per month for an entire family
I think I pay like $70 per month for my family
And yes I work (contract) for a publicly traded company and have access to their group plan.
As stated before I have clients in the medical/pharma industries.
I've also had clients in tech and e-comm and they had similar rates to HISD $400 to $500 per month for a family plan
I don't think I've ever seen a plan over $1k per month for a family that is under 40 years old with no pre-existing conditions that lives in a metropolitan area (houston Dallas Austin SA)
So over $2k a month I've only seen that for elderly or hyper-obese folks.
My suggestion is that it's a free market economy.
Go work somewhere that they cover all if not a big chunk of your health insurance if you want lower rates.
Kinda like driving a F350 complaining about gas prices.
Please tell us exactly what plan you have with HISD where you only pay $70 a month for your family?
Comment
-
Originally posted by CoolHandLuke View PostPlease tell us exactly what plan you have with HISD where you only pay $70 a month for your family?Originally posted by MBV77 View PostAnd then show us a pay stub and prove that he’s only paying $70 a month for his entire family.
Sent from my iPhone using Tapatalk
Comment
-
Originally posted by RiverRat1 View PostGood luck! I don't know of any company that offers better insurance. Seems like they are falling like dominoes as far as getting worse and worse.
Comment
Comment