So Who Else Is Paying $1000/month For Health Insurance?

[ShawnG]

Over $1200 a month

[HogHunter34]

$2650.00 a month for the 2 of us. 10K deductible each.
Going over 60 is crazy.
Not looking forward to next year.............

I assume you aren’t Medicare eligible yet and this is a private primary plan as a retiree?

[Rich...]

Depressing thread

[CoolHandLuke]

Our insurance went down the tank this year. Company switched to high deductible health plan (HDHP). Cheapest option we have for myself and my wife is $600/month and $3200 deductible.

And your copays do not kick in until after your reach your deductible.

[Bowtech38]

Retire from the army, 49 dollars a month whole family

[doghouse]

My wife turned 65 in September, got SS and her new supplemental policy went to 88 dollars a month. There is one advantage to getting old!

[Tschoerner]

I am at $1100 per month for the family

[Hoggslayer]

Almost at $1k but the real kick in the shorts comes when they dont want to cover any claims or deny payment after a procedure was pre-approved. A lot of insurance companys are adopting those practices just to see if they can get anyone to fall for it.

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[Johnny Dangerr]

I assume you aren’t Medicare eligible yet and this is a private primary plan as a retiree?

Small company owner. No group. Not retired yet - best plan we can afford with BCBS. 16 months till I qualify. Karen 5 more years.
The 30K a year of insurance we pay taxes on that income making it really 38K a year.
There are a bunch of us on the GS at this level.....
Bet next year will be crazy.....

[SolocamShooter]

And your copays do not kick in until after your reach your deductible.

Correct, and the out of pocket maximum is like 6K. The other two options they had were a $6500 deductible or a ~$12K deductible

[HogHunter34]

Small company owner. No group. Not retired yet - best plan we can afford with BCBS. 16 months till I qualify. Karen 5 more years.
The 30K a year of insurance we pay taxes on that income making it really 38K a year.
There are a bunch of us on the GS at this level.....
Bet next year will be crazy.....

Oh wow. Thanks for clarification.

[SoTXAg06]

Out of curiousity, are most of you guys with crazy high rates self insured or with companies?

S-Corp, Do consulting and contract work.


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[Boomerang]

Insurance premiums need to increase to cover those who do not pay but can got a how your wages are spent.

[justletmein]

Insurance through my employer is $670/mo for entire family for medical, dental, vision, some extra life and disability and misc stuff.

Curious if you guys with the outrageous rates have shopped around, and dare I say tried the healthcare marketplace debacle? Couple guys I know were having the same issue, apparently got good rates through the healthcare.gov site.

[BUCKSTAR]

Trump's decision to end cost-sharing payments throws the individual health-insurance market into chaos just as the fall enrollment season is about to begin.

Now it's Congress's responsibility to shore up the law and stabilize the health-care system.