So Who Else Is Paying $1000/month For Health Insurance?

[sendit]

My job provides excellent insurance. I pay $370 a month for the family which includes medical, dental and vision. Insurance is a employee's benefit that is often overlooked. In todays world it can be huge just looking at what some are paying here.

[flywise]

Health insurance premiums suk but I wonder how many people spend thousands feeding wild animals then complain about the cost of something that is actually usfull

[Cajun shooter]

Health insurance premiums suk but I wonder how many people spend thousands feeding wild animals then complain about the cost of something that is actually usfull

The problem is, it is not mostly useful! It pays for almost nothing now days, we have it just like life insurance, just in case something major happens. Life insurance is a whole lot cheaper though. Also I can stop feeding animals at any time I decide to.


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[Death from Above]

Health insurance premiums suk but I wonder how many people spend thousands feeding wild animals then complain about the cost of something that is actually usfull

Obamacare is a tax.

Hunting is not.

[TomB]

Another unintended consequence of the ACA:
“So what has caused the sudden onset of hospital failures? Well, because Obamacare's architects were so certain their legislation would completely eliminate uninsured citizens in the U.S., they decided to offset the costs of the "Affordable Care Act" by eliminating subsidy payments to hospitals that had previously been used to cover losses from treating uninsured patients...”

http://www.zerohedge.com/news/2017-11-28/obamacare-set-drive-new-wave-hospital-bankruptcies

[RiverRat1]

Health insurance premiums suk but I wonder how many people spend thousands feeding wild animals then complain about the cost of something that is actually usfull

Obamacare is a tax.

Hunting is not.

Beat me to it. How would you feel if you were forced to feed "poor" people's deer and animals? All while you watched them drink 40's and not work when they could be. And then your feed costs keep going higher and higher.

[SeTxhuntr]

If it was just me it would be free 100% paid by my company with a $3000 deductible. I added my wife and kids after she lost her job I now pay $980 with a $7000 deductible. SMH

[SeTxhuntr]

Beat me to it. How would you feel if you were forced to feed "poor" people's deer and animals? All while you watched them drink 40's and not work when they could be. And then your feed costs keep going higher and higher.

Nicely put lol

[TKK]

I have been an agent selling employee benefits to small companies for 38 years now. When I started in the 1980s the benefits were typcially : $100 to $250 deductible per person. Then companies started adding copays - where a person only paid $5 copay to go to their doctor. Then they added copays for prescriptions and a person could buy a prescription for a $5 copay. Benefits back then were way to rich and easy to use - many folks ran to the doctor with the sniffles because it cost them so little to do so.

Next HMO's arrived where you had to be referred to a specialist by your family doctor and you had to pick if you were going in network or out of network. Networks were formed as a way for insurance companies to attempt to control what the medical community was charging for care, including hospitals.

I sat for six years on the board of our local community hospital - I remember being in meetings where the CFO would complain about the free care the hospital had to write off each month due to indigent care - then in the same meeting the board would get a report on the "average in patient days" of their patients each month and how the hospital needed to increase how long patients stayed in the hospital to generate more money.

Finally I saw premiums start to rise rapidly and insurance companies and employers started increasing deductibles and copays to compensate. I saw lawyers suing doctors and hospitals for malpractice and our government begin mandating that insurance companies cover things like drug and alcohol treatment and COBRA. All of that caused premiums continue to escalate.

Finally ACA happened and our government told insurance companies they must offer coverage to everyone without the ability to underwrite their risk. I knew then that our entire health system was done for and that insurance companies would begin to bail out due to massive losses in the individual ACA market (which they have).

Where it goes from here I do not know - I do know that a single payer system run by our government is not the answer. We shall see

[Death from Above]

So...if you are offered one of those 1500dollar a month health insurance plans through work that you cannot afford, then you cannot receive a tax credit in the marketplace...which still makes plan over a 1200 a month and cover less than 1/2 of what job insurance offers?


How is this affordable?

Anyone that can defend this mess is either a fool or just plain dumb...will be the ruination of the middle class

[MIHunter]

This stinks!!!!!

[flywise]

Read an article yesterday where a family in Florida was paying 29k and if they chose the same plan as they had they would pay 40k per year

Obama suks

[Johnny Dangerr]

Talked to them Friday. Last years plan went from 30K to 36K.

Think I am going to drop from silver to bronze 26K

Hard to believe.....................

[LarryP_1989]

Man I feel lucky. I pay less than $600 a month for me, my wife and my son with a $600 individual deductible and $1200 for family.

[kyle1974]

anyone with insurance is paying 1000 a month. it might not be you directly, it might be your company paying on behalf of you. Totally out of control, and the republicans have done nothing to change it. burn it all down.