FEMA Assistance - After the Storm!

[Tmag]

Putting this up for y'all to save if you have storm damage to your homes that isn't covered by insurance.

https://www.fema.gov/apply-assistance

[bwssr]

My daughter got FEMA stuff started last night...less wait and she was happy...so those that need it should set up the claims now before the rest of the masses...if you can..then help others

[ddcainjr]

Ttt

[Sharecropper]

Important . .

[SuperDave]

bump...keeping it current

[Slew]

If you have insurance you will likely get a low interest loan at best. Least how it used to be.

[Tmag]

Back to the top.

We lost our home in Ike and FEMA put us up in a hotel for a month while we got our housing lined up.

[Buckslayertx]

I worked for FEMA for many years. Here's how it works. You register for Disaster Assistance. If you have any type of insurance that cover's anything you have to go through that process first. Including temporary housing assistance otherwise known as Additional Living Expense (ALE). Once your insurance is done then you send in what you got to FEMA and the send out an inspector. If there are issues that would make your home uninhabitable that aren't covered by insurance then they step in up to a certain amount set per household. It doesn't cover your luxury items and things beyond necessities to live safely. You can always appeal their decisions which is a process. If any of the damages to your home are deemed pre existing condition or known as deferred maintenance then you don't get help for those things. It's to get you through until you can find a new place or repair your's to live it in safely. It's a bandaid. It's not meant to be a full replacement program. There is the small business administration that offers low interest loans that can help replace everything and that's based on qualification and is longer term and lower interest than conventional loans. Hope this helps.