And the plot thickens...

[In-Yo-Grill]

Insurance told me today that he was driving his father's truck (w/ permission). They both have insurance through Farmers.

[txdukklr]

Insurance told me today that he was driving his father's truck (w/ permission). They both have insurance through Farmers.

youre good the insurance will chase this down

[gingib]

youre good the insurance will chase this down

x2

[coldgas]

Your insurance should handle it then.

[SB09]

Insurance told me today that he was driving his father's truck (w/ permission). They both have insurance through Farmers.

Well, that makes me feel a little better. At least it sounds like insurance of the driver is going to handle it.

[Doc Peter]

I would lawyer up asap

I would agree.

The problem here is with the owner of the at fault vehicle.

If owner says DD was not allowed to drive the car then liability is likely out the window. Essentially the DD stole the vehicle, but likely won't be prosecuted.

If owner says DD was allowed to drive the vehicle then you may be OK, at least until the owner talks to the IC and they advise him that his car was stolen, or his rates will go through the roof.

Also, is there a signed document stating that the DD was not allowed to drive the vehicle?

[Man]

How far can you take it if someone hit you without insurance and doesn't have a job? They still probably have a house with property in it. Can you take it that far?

[Dirtymike]

How far can you take it if someone hit you without insurance and doesn't have a job? They still probably have a house with property in it. Can you take it that far?

You can take it to the point where any money they make in the future will be yours. I know this as a fact. I have a friend who I work with that is disfigured and crippled by a NOT drunk driver that had state MIN liab. This was 10 years ago. The at fault drive that was NOT drunk is still paying for damages with each paycheck. If you have any assets up your liab limits, its usally a few dollars more.

A lawyer in most cases is a waste of money. If you have a complicated multivehicle accident with injurys, missed work, medical bills, and the at fault party actually has assets or will have assets it might be a good idea. But most of the time the adjuster will end up paying the same regardless if lawyer is involved or not. Difference is the lawyer gets a huge chunk. If you disagree with the amount dont settle for that amount. People always scream lawyer over everything. The only people it benifits is the lawyers, that is unless it is a complicated accident, or major injurys.

[W-O]

File on his insurance not on yours as it will save you from having a claim on your insurance. Will keep your insurance from possibly going up in the future.