Hey TBH Friends. Mortgage rates continue to dip and are at their lowest in the last 18 months. If you’ve been in your home for a few years or refinanced in 2022 or earlier, this is likely not relevant (but might be). Congrats to all you 3.0% and lower guys who rode that train with me 2019 – 2022!
Any way you cut it, there is a refi boom coming in the mortgage world. If not already, you’re about to get covered up with mail and advertising telling you go, go, go and why “they” should be your go-to lender. If you want to work with someone you know you can trust, I’m here for you. I’m seeing so many BS rates slung around right now. They never tell you how much in upfront cost (points or stupid high origination fees) that rate will cost you. Who is that guy? He’s probably in his underwear in Mom’s basement in New Jersey.
REASONS TO CONSIDER A REFI NOW
1. You purchased in the last year and a half and your current rate flat out sucks. If you’re high 6’s or in the 7s, it may be time.
2. You’re a bit snowed under with other debt and should consider consolidating with a cash out refi. 18+% on a high balance credit card can get out of hand real quick.
3. You purchased with an adjustable rate mortgage back in the day and are nearing that adjustment term.
I’ll never ask for your business. I will make clear that I am available to answer any questions you might have. I don’t care if you’re already working with another lender. Often, they’re not great at explaining things. Maybe you wonder if their deal is really a “deal” and want to gut-check them. I do that all the time.
If you want to talk, phone or email is best. I miss way too many PMs.
Trey Powers
512-203-5869
trey@treypowers.com
MLS 1294913
Any way you cut it, there is a refi boom coming in the mortgage world. If not already, you’re about to get covered up with mail and advertising telling you go, go, go and why “they” should be your go-to lender. If you want to work with someone you know you can trust, I’m here for you. I’m seeing so many BS rates slung around right now. They never tell you how much in upfront cost (points or stupid high origination fees) that rate will cost you. Who is that guy? He’s probably in his underwear in Mom’s basement in New Jersey.
REASONS TO CONSIDER A REFI NOW
1. You purchased in the last year and a half and your current rate flat out sucks. If you’re high 6’s or in the 7s, it may be time.
2. You’re a bit snowed under with other debt and should consider consolidating with a cash out refi. 18+% on a high balance credit card can get out of hand real quick.
3. You purchased with an adjustable rate mortgage back in the day and are nearing that adjustment term.
I’ll never ask for your business. I will make clear that I am available to answer any questions you might have. I don’t care if you’re already working with another lender. Often, they’re not great at explaining things. Maybe you wonder if their deal is really a “deal” and want to gut-check them. I do that all the time.
If you want to talk, phone or email is best. I miss way too many PMs.
Trey Powers
512-203-5869
trey@treypowers.com
MLS 1294913
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