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    Self employed- health insurance?

    It seems to be a moving target for affordable health insurance. Looking for options for 1 person. What have you found?

    #2
    My financial planner tells me that by using my LLC(Rental property business) I can get a better rate than if I didnt have a business because i am in a category with other businesses and not just buying as an individual. The guy over that department agreed but says it still wont be as cheap as I am currently paying being insured by a large company.I havent retired so I dont know the details but its worth checking out.

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      #3
      go to www.healthcare.gov - the marketplace has plans to choose from with no medical questions in order to get a policy -

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        #4
        Originally posted by Huntingfool View Post
        go to www.healthcare.gov - the marketplace has plans to choose from with no medical questions in order to get a policy -
        If you have a good income their “plan” is to take 1/3 of what you make and use it to pay for people who don’t work.

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          #5
          look into health share plans. That's what we have for our family. Has worked well for us. they've covered ER visits, knee surgery, physical therapy, annual checkups, free teledoc for minor stuff etc. We use Zion Health. I think we play like $600 or so a month for a family of 5. We have some other supplemental coverage too in case someone gets something major like cancer .

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            #6
            Originally posted by M16 View Post

            If you have a good income their “plan” is to take 1/3 of what you make and use it to pay for people who don’t work.
            What??

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              #7
              Originally posted by M16 View Post

              If you have a good income their “plan” is to take 1/3 of what you make and use it to pay for people who don’t work.
              Yup, insurance companies slowly putting themselves out of business, along with all the illegals not paying for healthcare.

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                #8
                I just signed up with united health care. Was cheaper than I thought it would be

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                  #9
                  Originally posted by cpr1979 View Post
                  I just signed up with united health care. Was cheaper than I thought it would be
                  I was quote 560.00 for the top plan with UHC, I think thats what im going with

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                    #10
                    UHC here, happy with it at the moment

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                      #11
                      Originally posted by brushtrooper View Post

                      I was quote 560.00 for the top plan with UHC, I think thats what im going with
                      that is a good choice IMO -

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                        #12
                        UHC as well. I wish my insurance company would cover the cost of services like https://academized.com/pay-for-dissertation​ because I need my dissertation to advance in my career. Many people underestimate the effort required to produce a dissertation, thinking it’s just a simple academic task. However, the reality is quite different; it involves extensive research, critical analysis, and a significant amount of time and dedication​
                        Last edited by HappyMangle; 08-25-2024, 02:09 PM.

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                          #13
                          I am over the top thankful for my military TRICARE For Life plus MEDICARE. I feel for you folks that have to deal with this issue.

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