HO and Auto Insurance

[CoolHandLuke]

I cut my auto insurance rates by half. Cut the uninsured underinsured motorist if you carry full coverage. Cut the personal injury because I have health insurance, I raised the deductible to 1k. Big savings the insurance co won't tell you about.

I don’t think you know exactly how uninsured/underinsured motorist works. You might want to talk to your agent.

[mooch]

Bold strategy. Let’s see if it pays off!

[muddydog]

Big savings for them too because when Mr better lifer totals your 100k pickup they ain’t paying out

I dont drive a 100k truck nor pay that for one

[muddydog]

I don’t think you know exactly how uninsured/underinsured motorist works. You might want to talk to your agent.

Yes, I did. It's just another way for them to get more money from you. Yeah there's risk in everything in life. I'm not going to just throw my money at them.

[muddydog]

Man you folks who are self insuring need to go to Vegas. You are rolling the dice and if it comes up bad you are screwed. Raise deductibles etc. but donot go bare unless you have a pile of $$$

Well for 1, every vehicle on the road is required by law to have insurance. If they dont, I carry the needed insurance to fix my vehicles. So why just give insurance companies a big cake to eat. I'm not driving 100k vehicles and dont live in metro areas. Lol....life is risks

[kmitchl]

My research indicates that one of the primary drivers in the auto insurance increases is the under insured/ no insurance motorist. Thank you Joe Biden!

[Bisch]

What my research indicates is one if the primary drivers in the auto insurance increases is under insured/ no insurance motorist. Thank you Joe Biden!

Can you translate that to English please??????

Bisch

[elhefe]

What he means is that the very large group that his administration is blindly letting into the country drive without insurance and the amount of claims that they produce is out of control. They have no coverage and don’t care. Yet another case of let everyone else pay for them.

[Brazos Hunter]

I know it’s the price to pay for where we decided to build our retirement life BUT, try living along the Texas Coast and having to carry TWIA too! Between TWIA, homeowners and property taxes even after paying the place off we pay more in annually than we did for our old place in BCS that still had a mortgage. They really stick it to you for the required TWIA because they have a monopoly. If it goes much higher I’m afraid we will have to sell and move inland.



Michael

[flywise]

What he means is that the very large group that his administration is blindly letting into the country drive without insurance and the amount of claims that they produce is out of control. They have no coverage and don’t care. Yet another case of let everyone else pay for them.

They can drive right through your house and vehicles and walk away from the accident with no consequences. In my 23 years in th fire service i have seen it a dozen times. No license,no insurance no problem if you're here from south of the border. At 19 i got thrown in jail for 2 days for driving with no insurance

[RiverRat1]

They can drive right through your house and vehicles and walk away from the accident with no consequences. In my 23 years in th fire service i have seen it a dozen times. No license,no insurance no problem if you're here from south of the border. At 19 i got thrown in jail for 2 days for driving with no insurance

Sounds fair.

[HogHunter34]

They can drive right through your house and vehicles and walk away from the accident with no consequences. In my 23 years in th fire service i have seen it a dozen times. No license,no insurance no problem if you're here from south of the border. At 19 i got thrown in jail for 2 days for driving with no insurance

Especially under this current administration. They have more protective rights it seems than legit citizens

[Tokio]

After reading a bit it seems some states don’t even allow selling uninsured motorists and collision insurance together. It’s like buying two products for the same thing

[Leemo]

I know it’s the price to pay for where we decided to build our retirement life BUT, try living along the Texas Coast and having to carry TWIA too! Between TWIA, homeowners and property taxes even after paying the place off we pay more in annually than we did for our old place in BCS that still had a mortgage. They really stick it to you for the required TWIA because they have a monopoly. If it goes much higher I’m afraid we will have to sell and move inland.



Michael

If your house is paid off, you don’t have to carry Windstorm

[Brazos Hunter]

If your house is paid off, you don’t have to carry Windstorm

We just had it built and don't want to roll the dice. More especially at retirement!


Michael